Best Louisiana CD Rates in January 2012
Now that it’s 2012, it’s a great opportunity to revisit your finances and find strategies to improve them. For example, it may have been a while since you last looked at your bank accounts. One positive change you can make right now is moving your money to a higher earning account. CD rates in Louisiana are competitive if you know where to look, so find out if there’s a credit union or bank close by offering a great rate.
Benefits of Louisiana CD Rates
One of the greatest benefits of choosing Louisiana CD rates over regular interest rates on savings accounts is that they’re often quite a bit higher. This is especially true when it comes to CDs with longer terms. For those who don’t need access to savings for a while, a CD is the smarter option.
Highest CD Rates in Louisiana
6-Month CD Rates
- Jefferson Financial Credit Union: 1.01%
- Keypoint Credit Union - Baton Rouge, Louisiana: 0.85%
- Chevron Federal Credit Union: 0.8%
1-Year CD Rates
- Jefferson Financial Credit Union: 1.25%
- Keypoint Credit Union - Baton Rouge, Louisiana: 1.01%
- Post Office Employees Credit Union: 1.01%
24-Month CD Rates
- Jefferson Financial Credit Union: 1.75%
- First Guaranty Bank: 1.6%
- Keypoint Credit Union - Baton Rouge, Louisiana: 1.51%
Please be aware that these Louisiana CD rates are accurate as of 1/23/12, but may change in the future at the discretion of the bank or credit union. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. To see the most up-to-date rates, visit the Louisiana CD Rates page.
